Car Accident Settlement Checklist: Things to Do At Crash Scene

At the car accident scene, there are several steps you can take to increase your auto insurance claims. By following these actions, you can pay for your car damages, personal injuries, medical bills and miscellaneous related expenses.

If you want more money from the insurance companies, you have to reduce how much fault you get for the car crash. The fewer responsibility you get, the more money you can get from your auto insurance claims. Reducing fault also saves you from having any lawful action being taken towards you.

So exactly how do you avoid blame and get more cash?

To do so, you have to collect facts at the accident scene that shows the car crash was the other vehicle owner’s fault. Even if you are in part responsible, it is important to illustrate that the majority of of the blame is on the other vehicle owner.

This is what you should do at the accident scene:

Be Calm

This is very easy but really essential.

You were just in a car accident and your adrenaline is high. Become irritated and shouting at the other car driver is really not going to repair your car or help you to appear less liable for the crash.

Don’t argue with the other vehicle driver. The damage is done. Give attention to what needs to be done next.

Call the Cops

Immediately after a car accident you should dial 911 and tell them you were involved in an collision. Let them know exactly where the accident happened and if you need an ambulance.

Get Other Vehicle Driver’s Information

To get compensated for your damages, you will need to get the other driver’s information.

Make a note of the following critical information:

Name and Driver’s License Number
Car License Plate Number
Name of Insurance Company and Insurance Policy Number
Confirm the insurance policy to make sure it isn’t expired.
If the name on the insurance policy does not match the vehicle owner's, get the insurance policy holder’s name and contact information.

You'll use this personal information to contact the other driver’s insurance company and begin a auto accident claim.

Take Photos and Notes

You should use your cell phone or digital camera to take lots of pictures of the accident site. In addition, you should make quick notes about how the auto accident occurred. As time goes on, your memory about the accident will change. You want to take note of as much information as possible in case you don't recall a crucial detail. Jot down as many details as you can remember. For example, at what time did the car accident happen, where were you driving to, what was the speed of your vehicle etc.

You'll use these details to describe to the police and insurance companies how your car accident occured.


Look for Witnesses

Finding people who saw the car wreck happen can validate your story. You can ask the people at the auto accident site if they witnessed who was to blame and where the other driver was driving from. If they are willing to help you out, record their names and contact information.


Speak with the Police

When the police appear, they will take you and other car driver to one side to ask questions about the collision.

They will gather information about your insurance company, vehicle, road conditions and get statements from any witnesses at the scene

If your car is extremely damaged, then a tow truck will be called to move your car and be taken to a garage.

Make sure you take pictures of your auto accident when you move your vehicle.

Once the police have talked to all the people they will file for a car accident report. This report contains details about the accident that you will need for your auto accident claim. Note down the police officers badge number and ask when the car accident report will be completed. Once the report is completed, you can go get a copy of the report to go over all the details.

Once everything is sorted at the accident scene you should contact the insurance companies.

Call Auto Insurance Company

Call up your insurance company first. Then if you feel the other driver was to blame, call the other driver’s insurance company to start a claim against them.

After you have started your car accident claim, you can begin gathering and recording information and facts that will help get you get compensated for any car damages and personal injuries.


These are just some of the ways to increase your car accident insurance claims. To learn more tips please go to www.after-car-accidents.com